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Buy prepaid visa Bad credit factors creating no more problems for the borrower at the time of applying for loan. Credit check is not must while you are applying for debit card payday advance. Debit card payday advance offers you rapid cash service through which you can deal with your emergency. buy prepaid visa If you have less-than-perfect credit, you may find it hard to get approved for a regular credit card. You still have some credit options, however. One of these is the prepaid debit card. Following is information on how this type of card works, its advantages and disadvantages, and two to consider applying for.